Insurance & Paying for Treatment

Cost is one of the biggest barriers people face when trying to access addiction treatment, but it is also one of the most misunderstood. Most private health insurance plans cover addiction treatment as a result of the Mental Health Parity and Addiction Equity Act, which requires insurers to cover behavioral health and substance use disorder treatment at the same level as medical and surgical care. Medicaid covers addiction treatment in all 50 states. Medicare and Tricare also cover most levels of care.

What varies is which specific facilities are in-network for your plan, what your deductible and co-pays will be, whether prior authorization is required, and how long your insurance will cover at each level of care. These are details our helpline can help you sort out before you commit to a program. We can perform an insurance benefits verification at no cost, and we will tell you what your real out-of-pocket cost is likely to be.

Below is a list of major insurance providers that typically cover addiction treatment. Click any insurance provider to learn more about their coverage, or call our 24/7 helpline to verify your specific plan benefits.